KRIS RAMSINGH with Charles Rutenberg Realty Inc. Homes That Sell Fast

Importance of Securing Financing in Advance


  • If you've already secured your home financing, your offer carries more weight with sellers than offers from other buyers and provides you with more negotiating power.
  • Sellers know your offer is valid because your financing is unlikely to fall through.
  • You can close on your home in just weeks, rather than months. It's another advantage you'll have over other buyers.
  • Saves you time and money by allowing you to only focus on homes within the price range that you feel comfortable borrowing.
  • Click here to view our Mortgage Glossary of commonly used terms you may encounter during your transaction.


    Mortgage Calculators


     

     
    Required
    Term In Years:     
    Interest Rate:      %
    Cost of Home:  $
    Down Payment:  $
    Annual Insurance:  $
    0.43%of Cost
    Annual Property Tax:  $
    1.2%of Cost
    Monthly Income:  $
    Monthly Debt:  $
            
    Optional
    Gross Debt Service Ratio (GDS): 
    Total Debt Service Ratio (TDS): 
    Condos Fees:  $

    Results
      Receive this Detailed Analysis


    Mortgage   Qualification   Affordability   Rent vs Buy    

    Your Monthly Payments
     
    Loan Amount:    
    Loan Insurance ( %):
    Total Loan(Mortgage) Amount:
     
    Principal & Interest:    
    Homeowners Insurance:    
    Property Taxes:    
    Condo Fees:    
    Monthly Loan Insurance (%):    
    Total Monthly Payment:    
     



    How to Find a Mortgage Banker


    Understanding Credit Scores


    Adjustable or Fixed-Rate Mortgages?

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